I also standardized to TO as the basis for finishing, but almost out of nostalgia - it's what my Dad used and the smell can bring on time travel.

The Minwax wipe-on satin poly is darn good stuff, mostly because it's so forgiving a finish. It's thinned right out of the can, dries fast, and self levels as well as anything I've bought or mixed.

I use lots of coats of TO mixture, so never had water issues.