It has been my habit, when shipping barrels for repair, to insure the barrel for the total value of the gun on the basis that the barrels would not be replaceable and the gun remaining would be worthless without the barrels.
I do the same with the same logic. It seems to me if I insure it then it's insured. Why should it matter what damage occurs? If the barrels are lost or unusable so is the gun. Isn't the insurance a contract stating for a certain sum, paid in advance, the loss will be made whole?
Fortunately, I've never had a claim but I pack guns and barrels anticipating the worst treatment. Loss is the scary one.
