I sent a 20 gauge Model 21 to Simmons about five years ago to have it reblued and gone through. I paid $2800.00 for the gun. My dealer is a big Winchester-Model 12, Model 21, Herb Orre fan so he knew what the gun was worth. He told me right off that he would insure it for $5000.00 and I said fine and paid the insurance on it. I never had any problems....... The thing that gets me about insurance when you ship a gun is that if you want $100,000.00 insurance on a family heirloom that is only worth $1000.00--if you pay for that much insurance and they lose the gun, they should have to pay you the $100,000.00 You paid for that much insurance. It meant that much to you. You had a contract. They shouldn't be allowed to come back after they were negligent and say that the gun wasn't worth that much. Who cares? How do they put a value on someone's life when the guy want a life insurance policy? Oh, this guy had a $1,000,000.00 life insurance policy but when he died he was homeless so he wasn't worth that much and we can only pay two dollars on his policy? Uh, don't think so.
