Checkered panels were done by some makes as a matter of course some on higher grade guns .Bonehill is a good example along with horn inlayed points.As was the fashsion for in let "sideplates" It is a good way to hide a stock repair ,so if the maker did not checker panels as a norm have a good close look . As a matter of note on the subject of stock repairs ,it is not un common on a boxlock double rifle to see a pin and diamond or bush through the head. This is not a repair but was done at point of manufacture as a reinforcement to prevent the stock from cracking. But again look carefuly to see that engraving matches.