Anyone that ever spent anytime in the military can tell you that 18-20'ish soldiers,marines,airmen and sailors are not,as a rule,smart with their money.Alcohol,testosterone,buddies,etc. all conspire to make you spend it as fast as you get it in most cases. Most outfits have someone who serves as a "bank" for his less frugal buddies and loans money out on a regular basis.I can believe anything when it comes to money and the military.