The advice on doing it sooner rather than later is sound.I am fortunate to have "retired" the first time at age 56.I promptly, before I could change my mind, packed up and moved to Baja. I had no money, lived on unemployment and guide fees for a few years. I never have really stopped working, just quit taking it so seriously.There are no "do-overs" after you get older. I live on a cash basis, quite well thank you, and adjust my wants accordingly. AND I am still eating tri-tips Chuck H brought to the ranch last bird season...Kansas provides the fabulous hunter friendly low overhead Northern base for me....Just do it.......