The current issue of a popular and reputable Canadian magazine called Maclean's has as its cover story: "The New Underclass, Why so many smart, educated, ambitious young people have no future"

The economic is part of it along with sending kids to colleges and universities who should not be there and likely do better with trades training. Canada has a shortage in the skilled trades.

But any way you cut it, Ryan, it's true that Canada and US are facing lower incomes. A shocker to me was the Canadian statistic that 42 per cent of the 20 to 29s are living at home with their parents.

You hit it on the head. That a college degree will get you $1 million more in income was true in the 60s and 70s, no more.