gjw,

Yes, Eastern Insurance is a good outfit and I liked their coverage but they were twice as expensive as my Chubb policy, whom I also use for most of my other insurance needs. Chubb only asks about detailed info on items over $25,000. Anything under that amount is automatically covered without any questions, at least on my policy. Chubb is expensive, overall, but their coverage on high end items may be the best in the business but they are very selective about who, what and where they will issue coverage. They will not insure in Florida or selected ZIP codes.