Eightbore you know people. They want to pay two hundred a year for a million in coverage with instant service and no paper work. Back when I used insurance heavily for my collection I paid more than 1 1/4 %, had to document everything and still was not sure that I would be covered for all losses. If I changed the big ticket guns I had to update information to cover what replaced them or I paid for insurance for gun I no longer owned
After three ivory league college educations for the kids big ticket guns are no longer a problem. With two more to go I might be able to keep my future gun collection under my side of the bed. Going to be a lot of room in the gun room for a while.
