Thanks to everyone for the ideas.  I knew I'd get some good advice from the membership.  I was also amused that several questioned my credentials as a cheapskate.
I think I will take the combined advice, and find a Rem m-32, and plan to shoot bismuth whenever possible.  With the Rem, I won't feel too bad if forced to use steel occasionally, and should be able to find a nice example considerably short of the $5k, thus keeping my "cheapskate" status intact.  Not to mention, if something goes wrong with it, I should be able to find a gunsmith familiar with Krieghoffs enough to fix it.  
I have also resolved to take my Griffin & Howe Springfield action .30-06 in case anyone over there wants to question the quality of American gunmaking.  
I'd also appreciate any information you have on sea duck hunting in Denmark.  I have always wanted to hunt sea ducks, but living in Kansas has limited my opportunities to do so.  I'll be looking forward to giving it a try.