"it just boggles my little mind why anyone whould mess around with 28ga guns on 20ga frames and pay the extra ammunition cost."

Well, I've got such a gun, but I've never bought a box of factory 28's.

But now that you mention it, it boggles my mind why skeeters pay hundreds of $$$ for a set of barrels or tubes to make a 28ga feel just like their 12, then pay the premium for 28ga shells to break clays with 3/4 ounce of shot....why not 3/4 ounce loads in the 12ga shell? Heck, if the manufacturers were motivated, they could even load 1/2 ounce 12ga shells and obviate the 410. The whole game of skeet is predicated on different payloads; instead of 4 guns all you need is 4 different 12ga shells.