I agree with that, but GunsInternational does not set an individual company's policy, unless they OWN Cook-Winston, and it's just a "straw-man" business. I have not made a study of all gun dealers who use GI as a host site, but they do not all have a certain return policy that GI "holds them to". I bought a trap gun from a private individual in MO last year, listed on GI. It wasn't as advertised, I returned it, and received a full refund, not in-store credit.
I would never buy a gun from someone with that policy.
SRH