I don't care what BS KYJon and So Twin put out, Cook and Winston clearly say that the will issue store credit, not cash refunds, on guns that are returned. There is nothing said about three months down the road, they said "store credit on three day inspection returns". They plain ass don't give refunds, end of story. I don't understand what you guys don't understand about that. I will buy from them at shows, but not by mail or internet.