You're probably right, but the reason I did it that way, Gil, was that this is a Fox gun I am having built from component parts. They told me I can only collect on the proven value of the part I have insured. I.e., if I cannot prove the barrels are worth $1000, they will not pay $1000 in case of loss or total destruction. So, if I had insured each package for the full value of the gun I couldn't have collected the full amount unless both packages were lost/destroyed.

SRH

May God bless America and those who defend her.