I use a debit card account that is set up just for internet transaction. Just before I pay a transaction I transfer money into this debit account. Then this account is used to pay the piper. It has a $50.00 balance the rest of the time. Figure that if it, account information, is stolen and all they can get is $5.00 then not too much is lost. My bank tells me that no other information or money can be lost this way. Eight years so far and no problems. Knock on wood.