I did not intend for this to become an NRA discussion. As I stated, I am a member and intend to remain so. I do not want to risk the 501(c)(3) non-profit status of the LACA by a formal affiliation with a quasi-political organization. That is a whole other issue which is not the purpose of this thread.
The issue is whether a non-profit organization that has no employees, no significant assets, does not sell firearms, does not independently sponsor any shooting activity, or otherwise do anything that would raise a liability issue in the mind of a normal person need liability insurance.
What am I insuring against? The possibility that somebody steals a gun on display, loads it (no loaded guns are ever displayed), and proceeds to damage something, or somebody. That somebody mishandles a gun at the display table and drops it on their foot and breaks a toe? That one of the guns gets up by itself and shoots someone (as we all know they do from time to time).
