Chase Freedom Visa huh? Chase is the bank that ate all the other banks, so I view them with some mild concern (& they can't seem to keep steady employees at my branch). But...their online services are first rate and they haven't (as of yet) gone political. I'll vote with my feet the minute they do.
Credit cards are clearly necessary anymore (try travelling w/o one) but....they can become a flaming pain in the arse. I only keep a bare minimum of two (for lots of reasons, security being the big one). An AMEX for business and a Visa/Mastercard variant for personal are more than sufficient. My wife gets suckered in to some retail versions occasionally for the perceived savings, but I see them as adding only minimal value for the added security risk.
I buy my gas a Costco too and their Visa makes that convenient as well. Blast Citibank for being a bunch nefarious commie twits!
