Thanks everyone for your candid and detailed comments. I've not yet been bitten by the O/U bug, but I think a Belgian Browning might be a bit high for my budget. Naturally, I started looking at lower priced guns and found the Ruger to be appealing, given its price. But you guys know more about the track record, etc. of the Ruger as well as many of its idiosynchracies. I guess you get what you pay for. It still seems like a lot of gun for the money, provided, mechanically, it holds together and performs trouble free.
Thanks again,
Marc