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4 members (Argo44, Birdog, SKB, 1 invisible),
1,686
guests, and
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robots. |
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Key:
Admin,
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Forums10
Topics39,998
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Most Online19,682
Mar 28th, 2026
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Joined: Jan 2002
Posts: 6,805 Likes: 183
Sidelock
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Sidelock
Joined: Jan 2002
Posts: 6,805 Likes: 183 |
Years ago I thought of having my guns insured and thought better of it. I didn't wanted so many people in the entire insurance company to know I was a gun owner. And since I will never ship a gun, I don't see any reason why I should have insurance. But, good luck to those who do and need to have it.
Last edited by Jimmy W; 04/11/26 10:42 AM.
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Joined: Apr 2002
Posts: 430 Likes: 30
Sidelock
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Sidelock
Joined: Apr 2002
Posts: 430 Likes: 30 |
Has anyone had actual experience with a covered loss? There are a lot of insurance sellers out there-but .......
PULL!
Hal M. Hare
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Joined: Jan 2002
Posts: 1,771 Likes: 205
Sidelock
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Sidelock
Joined: Jan 2002
Posts: 1,771 Likes: 205 |
All the insurance companies are your best friends when the money is flowing in their direction.
The proof is when you have to make a claim.
I have had one claim with my insurance company and they paid fast and well.
For: reference:
These two are for paying are the worst
USPS
UPS.
John
Arrieta
John Boyd
Quality Arms Inc
Houston, TX
713-818-2971
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1 member likes this:
Hal M Hare |
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Joined: Dec 2006
Posts: 3,363 Likes: 440
Sidelock
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Sidelock
Joined: Dec 2006
Posts: 3,363 Likes: 440 |
One thing, if you take a gun to your gunsmith for repairs your insurance is not in effect. In other words it's on him to cover the cost of your gun if say there is a fire or theft.
I was not aware of that. Our gun insurance is with Gallagher Risk Management and it covers our firearms during shipment and while they are at a gunsmith. One of my wife's guns is at the gunsmith now and it is covered by our insurance. I would never trust a gunsmith to have insurance that covered my guns - they should but that doesn't mean they do. Our policy covers $45,000 of unscheduled guns (all of ours are valued at less than $10,000 individually) for a $150 annual premium. Same insurance that I have. I've used them for over 10 years Never had an issue (Never had a claim either). My yearly cost has not gone up either. I've been happy with them Stay well my friends Greg
Gregory J. Westberg
MSG, USA
Ret
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Joined: Jan 2002
Posts: 1,771 Likes: 205
Sidelock
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Sidelock
Joined: Jan 2002
Posts: 1,771 Likes: 205 |
I can not speak about other companies only my own.
If I drop the gun and the stock breaks it covered
If the bbl blows up its, its covered.
Includes shipping risks
So basically it covers all risks.
John
John Boyd
Quality Arms Inc
Houston, TX
713-818-2971
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Joined: Apr 2002
Posts: 430 Likes: 30
Sidelock
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Sidelock
Joined: Apr 2002
Posts: 430 Likes: 30 |
My main insurance issues concern theft or fire, rather than shipping or gun blow ups. Luckily, I haven't had any losses but have coverage spread with three carriers, homeowner's and two specialty companies. Hope I never need them. While I understand the concerns with USPS, UPS, and coverage while in the care of gunsmiths-my main worry is fire or theft.
PULL!
Hal M. Hare
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Joined: Jan 2002
Posts: 14,388 Likes: 2173
Sidelock
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Sidelock
Joined: Jan 2002
Posts: 14,388 Likes: 2173 |
Do the individual guns have to be listed by serial number, etc?
May God bless America and those who defend her.
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Joined: Nov 2006
Posts: 1,966 Likes: 202
Sidelock
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Sidelock
Joined: Nov 2006
Posts: 1,966 Likes: 202 |
I have a blanket amount of coverage. I only have to list guns and serial numbers on guns over 10K.
Mike Proctor
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1 member likes this:
Stanton Hillis |
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Joined: Jan 2009
Posts: 485 Likes: 88
Sidelock
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Sidelock
Joined: Jan 2009
Posts: 485 Likes: 88 |
With Gallagher Risk Management only guns with a value of $10,000 or more must be listed by serial number.
Because none of our guns are valued at $10,000 they have no idea what we own, just an overall policy limit of $45,000.
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1 member likes this:
Stanton Hillis |
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