I'm 71, and have been on Medicare for several years, now. I haven't one bad thing to say about it, so far. I was hospitalized in August and September of 2020 for 27 days, 14 of those in ICU, most of those on a ventilator, 6 more in a private room, and 7 in rehab. Total out-of-pocket expenses for me was less than $300, which had something to do with the ambulance trip to the ER. How it could have been any better than that I don't now.