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Joined: Feb 2003
Posts: 1,624 Likes: 13
Sidelock
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OP
Sidelock
Joined: Feb 2003
Posts: 1,624 Likes: 13 |
I just received my renewal from Eastern Insurance in Marshfield, Mass. I'm paying $150/yr for unscheduled Collectibles Limit of $45K. I've never had a claim; just wondering if that is in the ballpark. thanks, Gil
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Joined: Jan 2002
Posts: 637 Likes: 6
Sidelock
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Sidelock
Joined: Jan 2002
Posts: 637 Likes: 6 |
Its definitely in the ballpark and reasonable. If your deductible is less then $1000 its a very good deal!
nid-28
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Joined: Dec 2001
Posts: 2,961 Likes: 9
Sidelock
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Sidelock
Joined: Dec 2001
Posts: 2,961 Likes: 9 |
I am insured with Safeco. They offer a three tier system of home insurance The 3rd tier offers gun insurance at contents price or cents per $100. The third tier is not cheap but I was able to drop my NRA insurance and increase my home/gun insurance by 6 figures and save 4 figures in costs. When your collection reaches the 6 figure level they want a list of your guns and estimated value.
bill
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Joined: Nov 2003
Posts: 595 Likes: 34
Sidelock
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Sidelock
Joined: Nov 2003
Posts: 595 Likes: 34 |
The price quoted from Eastern is inline & reasonable.
Keep in mind most Eastern policies also covers your guns away from home including while hunting, at a gun show or international travel. They would also be covered while shipping common carrier.
I feel they are a good value for the dollar and give a nice piece of mind knowing your guns are covered. It's not a one size fits all & if your collection is worth more than 50k another alternative might be the best way to go.
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Joined: May 2008
Posts: 8,158 Likes: 114
Sidelock
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Sidelock
Joined: May 2008
Posts: 8,158 Likes: 114 |
I'm insured with Smith & Wesson-- also, our subdivision is aka- "cop-land" with a sheriff deputy one next-door neighbor, and a MI State Trooper on the other side- and a retired FBI agent across the street-- not 100%, but darn near-RWTF
"The field is the touchstone of the man"..
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Joined: Nov 2017
Posts: 37
Sidelock
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Sidelock
Joined: Nov 2017
Posts: 37 |
Its better than what I pay at collectables ins.
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Joined: Aug 2006
Posts: 973 Likes: 51
Sidelock
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Sidelock
Joined: Aug 2006
Posts: 973 Likes: 51 |
I pay $315 per year for 100k.with Eastern.
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Joined: Jan 2002
Posts: 637 Likes: 6
Sidelock
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Sidelock
Joined: Jan 2002
Posts: 637 Likes: 6 |
Check out Gun and Trophy Insurance. Very competitive.
nid-28
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Joined: Feb 2003
Posts: 1,624 Likes: 13
Sidelock
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OP
Sidelock
Joined: Feb 2003
Posts: 1,624 Likes: 13 |
Gun and Trophy Insurance's quote is nearly identical. Thanks for the suggestion.
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