Thanks, Jim. It's all good fun.
Well, I tried Rob Harris' suggestion for layering with the Polywad insert and I have to say I'm impressed. It seems to combine the best features of Polywad and X-stream inserts. Polywad has given me the widest dispersion but with patchiness and sparse centers I find unacceptable. X-stream gives me the most even dispersion but relatively little additional width. I shot 4 patterns with each of the 2 recipes. The 4 with the bi-layer recipe were indistinguishable. Three of the 4 with the disc on top had large voids I've come to expect; I chose the one with the most circular void 'cause it was easy to illustrate.
I'm reminded that back in the 30's the best patterning ammo was roll-crimped with a disc on top. The "scatter loads" of the day were concocted with multiple layers of discs and shot. While the disc-on-top result quadruples my coverage, it does less for my confidence than the layered load. This layering technique opens the door to a lot of tinkering for handloaders so inclined. Thanks, Rob!